JR Smith Loan Officer | NMLS # 469732 CU Members – Florida Colonial – Banking, Home Loans & Insurance Mortgage Professional Reviews

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Florida must stop shadow lenders (1) Every lender of money, whether a natural person or an artificial entity, whose loans are secured by a mortgage on real estate located within the state and who receives funds incidental thereto or in connection therewith for the payment of property taxes or hazard insurance premiums when the funds are held in escrow by or on behalf of the lender, shall promptly pay the taxes or insurance.

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Intro rate shown are for homeowners with 70% loan-to-value. Other promotional rates will apply for loans with a higher loan-to-value. The APR will not vary above 15% APR. Prime rate as of 09/19/2019 is 5..00%. Property insurance is required. 3 Interest accrues from the date of the loan funding and is repaid over the term of the loan.

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