Access Reverse Mortgage Corporation 800-806-7126 (Toll-Free) 727-347-0305 (Local) We are a Florida-based, family-owned reverse mortgage provider, A+ rated with the BBB, offering award-winning service and expert advice since 2005. Contact: Malcolm Tennant, CRMP Send Email
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Premier reverse mortgage covers the entire state, so it doesn’t matter if you are located in Pensacola or Key West, we can help you! The process of obtaining a reverse mortgage in Florida is very similar to other states HUD/FHA reverse mortgages are national products. But, there are some differences in Florida’s reverse mortgage requirements that we will point out below.
However, if the owner fails to pay insurance and property taxes, the reverse mortgage is deemed in default and the owner is in danger of foreclosure. Success, and failure. For many retirees, such as 73-year-old Robert Lee White of Fort Lauderdale, Fla., a reverse mortgage can be nothing short of a lifeline.
Florida took the lead, with four cities in the sunshine. Jessica Guerin is an editor at HousingWire covering reverse mortgages and the housing wealth space. She is a graduate of Boston University.
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Eligible Homes Types for Reverse Mortgages. Most single-family homes, two-to-four unit owner-occupied dwellings or townhouses and approved condominiums and manufactured homes are eligible for a reverse mortgage loan. The home must meet fha minimum property standards. Inheritance. When the reverse mortgage loan does become due, the borrower’s heirs/estate can choose to repay the reverse mortgage loan and keep the home or put the home up for sale in order to repay the loan.
This case is just another example that shows that defenses to a reverse mortgage foreclosure are available.
How Does the reverse mortgage work in Florida? You have worked hard your entire life to build up your home’s equity, insn’t it time that your home paid you back? Well, FHA (Federal Housing Administration) insures the hecm reverse mortgage which allows you to use your home as a tool to fund your retirement.
Reverse Mortgage Spotlight Reverse Mortgages Now Harder to Get If you’ve thought about taking a reverse mortgage, be aware that new rules might make it harder for you to qualify