The bank moved to seize a widow’s home. But it didn’t tell her the loan was insured.

A: When your spouse dies and you are on the mortgage, you continue to be the borrower under the loan and continue to own the home. While the lender might see your spouse’s death as a transfer of title, there are federal laws that prevent the lender from calling the loan due to his death.

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"For a while, if you didn’t have a. a federally insured or guaranteed mortgage is not viewed as unreasonable. 7. Offer FHA terms on homes above the FHA limit. There are borrowers who cannot qualify.

But BofA has owned Merrill for over a year and a half, and didn’t. the move to put the derivatives exposures of Merrill Lynch under the lead bank could be preparatory to a Chapter 11 filing by the.

She maxed out her credit cards and took out a $50,000 home equity loan. to move money out of government-insured certificates of deposit and into coins. When pressed, Fumoso admitted he didn’t even.

It has changed hands a couple times in the interim, but this is the former home of Jacques Marchais, the chosen name of an Ohio-born child actress who moved there with her second husband. it,”.

Banks don’t always own the homes they’re trying to repossess, a crucial oversight that residents facing foreclosure can exploit to stay in their homes-though not without effort.

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As it moved to seize home, bank never told widow her loan was insured By Kevin G. Hall – McClatchy Washington Bureau April 16, 2015 11:52 AM

After the man’s death, the women also didn’t feel like living. But when they get some help from others and NGOs, that gives them the courage to stand on their feet,” said Nilesh.

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That means that the Bank has the right to take money from your deposit account to cover a delinquent loan account. Whether the bank can setoff a business loan from a personal deposit depends on.